Apple wallet
Requires iPhone 6 or later with iOS 9 or later. Sending money from Wallet requires iOS 15.5 or later.ġ3.24% to 24.24% based on creditworthiness. Apple Cash Family accounts can send or receive up to $2000 per transaction or within a seven-day period. Security checks may require more time to make funds available.
If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account. To send and receive money with an Apple Cash account, you must be 18 and a U.S. Learn more about the Terms and Conditions.
APPLE WALLET LICENSE
It’s then ultimately the issuing state’s decision to approve or deny the ID being added to Apple Wallet.Īfter the state issuing authority authorizes adding the state ID or Driver’s License to Apple Wallet, a key pair is generated in the Secure Element by iPhone that anchors the user’s ID to that specific device. The issuing state also receives a single-digit value, used to help prevent fraud, that’s based on the user’s device use patterns, settings data, and information about their personal Apple ID.
APPLE WALLET VERIFICATION
This includes images of the front and back of the user’s ID, data read from the PDF417 barcode as well as the selfie the user took as part of the ID verification process. The state-issuing authority will receive information necessary to set up the digital ID. This occurs strictly on device and isn’t sent to the state-issuing authority. The user’s device ties this single matched Face ID or Touch ID biometric to the state ID to help ensure that only the person who added the ID to this iPhone can present it other enrolled biometric information cannot be used to authorize presentation of the ID. Last, users are asked to perform a Face ID or Touch ID authentication. Once the comparison is made, the photo is encrypted on device and then sent to the state-issuing authority to be compared against their image on file for their ID.
APPLE WALLET SERIES
Before the user’s photo is submitted to the state-issuing authority, Apple servers and the user’s device compare the photo with the likeness of the person who performed the series of facial and head movements and helps ensure that the photo being submitted is of a live person with the same likeness as that on the ID. To help ensure that the person adding the identity card to Apple Wallet is the same person the identity card belongs to, users are asked to take a selfie. Results from the analysis of these movements are then sent to the state issuing authority, but not the video of the movements themselves. These movements are evaluated by the user’s device and by Apple to help reduce the risk of someone using a photograph, video or mask to try to add someone else’s ID to Apple Wallet. Next, the user is asked to complete a series of facial and head movements. These identity card images are encrypted to the state-issuing authority’s key on the device and then sent to the state-issuing authority. The iPhone evaluates the quality and type of images to help ensure that the images provided are acceptable by the state issuing authority. Users are first asked to use their iPhone to scan the front and back of their physical driver’s license or state ID card. If users have an Apple Watch paired at the time of setup, they are prompted to also add their driver’s license or ID to their Apple Wallet on Apple Watch. On iPhone, users can simply tap the Add (+) button at the top of the screen in Apple Wallet to begin adding their license or ID.
APPLE WALLET MAC